Insurance Fraud
Strategies to defend against allegations of insurance fraud.
Insurance Fraud Attorneys in Charlotte, NC
Dowling Defense Group routinely represents individuals and business owners under investigation for, or charged with, insurance fraud in North Carolina.
The term “insurance fraud” generally refers to a person or company making false or fraudulent statements to an insurer with the intent to obtain some financial benefit. Common examples of insurance fraud include exaggerating the value of claims submitted to insurers or billing for services that were never performed. Insurance fraud usually occurs in one of two instances: first, when initially applying for an insurance policy. Second, when filing a claim for a reimbursement. False statements made in either setting can trigger an insurance fraud investigation.
There are stiff penalties for insurance fraud in North Carolina. The punishment mainly depends on the value of the money or services involved in the offense. If the value of the money or services involved were under $100,000, then the maximum possible punishment is 3.5 years in state prison. If the value of the money or services involved were above $100,000, then the maximum possible punishment is 19 years in state prison.
Regardless of how much money was involved, someone convicted of insurance fraud in North Carolina will likely be required to pay restitution to the victim of the offense. The victim will be the insurer.
The attorneys at Dowling Defense Group are well-versed in devising creative strategies to defeat insurance fraud charges. Contact Dowling Defense Group today if you believe you are under investigation for insurance fraud in North Carolina.
To learn much more about insurance fraud in North Carolina, please see our separate, in-depth blog post here.
